NestEgg News – December 2019

Happy Holidays HOLIDAY GREETINGS FROM YOUR FRIENDS AT WOOD TARVER FINANCIAL!!! We hope you and your family have a particularly special holiday season!!! Santa stopped by this week on his way to the mall. After pictures, he spent a surprising amount of time with Eric behind closed doors. Eric's stocking may be…

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NestEgg News- November 2019

FAMILY & THANKS First, thank you for your friendship this year.  2019 has been a year of true blessings for our families.  We hope you and your family have been similarly blessed. Eric's Family Kelly's Family "SAFE" HOLIDAY CONVERSATIONS We all know—never discuss religion and politics at family meals. It’s…

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NestEgg News- October 2019

 MARKET UPDATE With unemployment near a 50-year low, economic growth remains firm but slower. Trade headlines have driven the DOW (30 of the largest companies in America) much of the year.  September and October were no exception, as trade conversations have taken a back burner.  A shift in the federal…

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Top Financial Lessons to Share With Your Children

Even if you children are adults, they still need your advice Save 10% for retirement: Start at whatever allocation you can afford (usually you need to contribute 4% to get all your company match), then increase your contributions by 1% a year until you get to 10%.  DO NOT CASH…

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18 Top Tips Before You Retire

Here's what to do now, when retirement is on your horizon Spending Your Time: What will you do during the first 12 months in retirement? What will you do in the next 5 years of retirement? How much money you will need: Include periodic expenditures such as gifts, travel, taxes,…

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Combating “Bag Lady Syndrome”

How to avoid the fear of losing it all I've had several lunches over the past couple weeks with successful women.  All privately shared their common concern, that despite their success, they worry that all their money "goes away," leaving them with a shopping bag holding all their possessions.  It…

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NestEgg NEWS – September 2019

 MARKET UPDATE September yielded one of the quietest stock markets we have experienced in a while, while politically it was one of the busiest. Despite all of the uncertainty, our stock market ended the month up 1.6% while the bond market was flat. The most common question we received the…

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NestEgg NEWS – August 2019

  MARKET UPDATE: The market volatility of August has abated for now as our markets have been relatively calm for the past 10 days. Earlier this month, market volatility started with concerns over the U.S. trade war with China. Market volatility continued when the bond market indicated a recession ahead…

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Market Update: August 15, 2019

Our markets experienced a tough day on Wednesday, as the yield on the 10-year Treasury Bond broke below the 2-year  rate, an odd bond market phenomenon that has been a reliable indicator for economic recessions. The yield on the 30-year Treasury Bond closed at a record low on Wednesday.  This…

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Market Update: August 8, 2019

Our markets experienced a tough day on Monday, as the Dow Jones was down 768 at one point.  Additionally, the Dow was down 720 points last week.  The market was up about 300 points on Tuesday and ended flat today, after being down over 500 points this morning.  The market…

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I tried retirement for a day and here is what I learned…

I'm 57, much too young to retire, but curious to see what it's like.  Monday morning, I texted my partners and said, "I am playing hooky today."  Since opening our firm 14 years ago, I've probably worked more than I should, but I still felt guilty about my day off.…

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NestEgg NEWS – July 2019

  MARKET UPDATE JULY 2019: President Donald Trump recently threatened additional tariffs on $200 billion of Chinese goods, despite repeated claims by the administration in recent weeks that trade talks with Beijing were going well. The president indicated trade talks with China are continuing, but are moving too slowly as Beijing tries to re-negotiate.…

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NESTEGG News – May 2019

MARKET UPDATE After approaching new highs last month, our markets have been fixated on global trade this month. Market volatility increased as trade negotiations with China stalled. The administration is trying to ensure China respects American technology innovation and patents. China has a history of stealing patented technology, allowing them to…

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NESTEGG News – April 2019

 April 17, 2019

OUR MARKETS Recent economic reports reveal an economy slowing a bit more than expected in early 2019, reports Raymond James Chief Economist Scott Brown. While most Federal Reserve policymakers expect to leave short-term interest rates unchanged over the course of the year, there is a growing chance the Federal Reserve…

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8 Top Ways to Protect Yourself from Digital Threats

 April 12, 2019

The multitude of connected devices, social media sites and online shopping sites have fundamentally changed the way we interact with the world around us. Each year brings new ways to connect to friends, businesses, but with each new connection, we increase risks our private personal information falls into the wrong…

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Our Markets

 March 11, 2019

In December of last year, economists were concerned about a possible market recession in the fall of 2019. This was based on some underwhelming government economic indicators. Economic data so far this year has been more optimistic and the stock markets have rebounded nicely. Our markets have a tendency to…

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October Market Correction

 October 16, 2018

There has been a selloff in our markets this Wednesday, down 825 (3.2%), and Thursday, down 545 (2.1%). Meanwhile the markets have rebounded ~280 so far today. The market correction has been fueled by slowing international growth, ongoing trade tensions and rising interest rates. This year has been reminiscent of…

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3 Major Changes in the White House proposed Retirement Executive Order

 September 12, 2018

Last Friday, President Trump signed an executive order that spurs the Departments of Labor and Treasury to push forward several bipartisan changes to how retirement plans operate. Here are the big initiatives: 1) Review Required Minimum Distribution (RMD) rules with an eye towards starting them later than age 70 ½…

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Guest Blog Post

 August 23, 2018

We have used this story before, but we like it. Around the turn of the century a bandit rode in from Mexico, robbed a small Texas bank and fled back across the border…

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A Midyear Update

 July 23, 2018

Where are we, and where are we going? As the pace of news continues to increase, it’s easy to get distracted from the opportunities and pitfalls before us. To help keep focus on your long-term financial plan, our team has developed and refined an investment process, independent of forecasts, predictions…

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From Boise to Gorongoza, Women Lead the Way

 July 27, 2017

Lions can teach us a lot. So can elephants and water buffalo. I learned this on a recent trip with Zoo Boise to Africa’s Gorongoza National Park, also known as “Africa’s Lost Eden,” to help with animal rescue. Gorongoza is a preserved area in the Great Rift Valley of central…

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Financial Moves in the New Year

 December 20, 2017

Checklist to reduce taxes in 2018 If you sold your business or retired, you potentially owe more taxes this year than any year in the rest of your life. Plan now to make sure you meet important year-end financial deadlines to avoid a “blue Christmas”. □ 401(k): Increase retirement plan…

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Our Markets

  February 8, 2018

As you may have heard, the markets declined 1,100 points on Monday (2/6) after a 350 decline on Friday (2/2). The market has been gyrating this morning, but is up as I write this. The market is responding to a couple signals: Jobs: A considerable number of new jobs were…

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Stress Test

 March 20, 2018

Many of the super wealthy stress test their financial plan and you should consider doing so too. Your plan for retirement looks good until it doesn’t. Just like We stress test many things in our life: Heart Cars Our banking System To test your future: Start with your goals. Identify…

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Wood Financial Hiring Because of U.S. Tax Cuts and Jobs Act

 April 5, 2018

BOISE, ID -Wood Financial, a Boise investment practice that helps Idahoans plan for and transition to retirement, is hiring as a result of the recently enacted federal tax overhaul. The company had been considering expanding before the legislation was passed but it wasn’t until they realized the direct benefits to…

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Happy Tax Day to You and Your Family

 April 19, 2018

For those who couldn’t join us at SHRED-IT, here are the highlights. “Lily Jo pretending to behave” “Self-Shredding by Lily Jo” TAXES Today is the day we start thinking about your 2018 taxes. The Tax Cut and Jobs Act of 2018 represents the largest change to individual and corporate taxes…

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Markets, NESTEGG Score & Cash Balance Plans

 June 6, 2018

MARKETS Midway through second quarters earning season, we are seeing record earnings from domestic corporations as they continue to benefit from a vibrant economy and 2018 tax reductions. Our stock and bond markets have continued the normal volatility we experienced in the first quarter, primarily due to domestic discussions around…

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Wood Tarver Financial is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Wood Tarver Financial and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Wood Tarver Financial unless a client service agreement is in place.

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